Toyota Financial Savings Bank · Washington · 2025

Toyota Financial Savings Bank in Washington: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 20 mortgage applications in Washington in 2025, ranking #387 of 822 lenders active in the state. It originated 85.0% of them and denied 5.0% (5.6% of the applications it decided), against a statewide denial rate of 15.7%.

20Applicationsin WA
5.6%Decision denial ratestate 19.5%
Median ratestate 6.63%
$580,000Median loanstate $335,000
$18MVolume9 counties

Toyota Financial Savings Bank in Washington vs the state

5.0%Denial rate-10.65 pts vs state
5.6%Decision denial rate-13.98 pts vs state
85.0%Origination rate+23.94 pts vs state
Median rate
Rate spread (pts)
$408kMedian applicant income
17Loans originated
1Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239811.1%6.79%#467
2024880.0%5.94%#471
202520175.0%#387

What Toyota Financial Savings Bank lends in Washington

By loan purpose

Home purchase 11 55% · 0.0% denied
Cash-out refinance 2 10% · 0.0% denied
Other / HELOC 7 35% · 14.3% denied

By loan type

Conventional 20 100% · 5.0% denied

Where in Washington

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Snohomish County 550 0.0%
King County 430 0.0%
Clark County 421 25.0%
Whatcom County 220 0.0%
Chelan County 110 0.0%
Whitman County 110 0.0%
Skagit County 110 0.0%
Thurston County 110 0.0%
Benton County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 20 applications in 2025, of which 17 were originated and 1 denied.

5.0% of all applications, or 5.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology