Toll Brothers Mortgage in Texas vs the state
14.0%Denial rate-5.42 pts vs state
15.0%Decision denial rate-9.90 pts vs state
56.1%Origination rate+1.26 pts vs state
6.49%Median rate-0.01 pts vs state
0.07Rate spread (pts)-0.13 pts vs state
$225kMedian applicant income
681Loans originated
170Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 902 | 414 | 9.9% | 6.38% | #166 |
| 2024 | 1,232 | 616 | 9.4% | 6.50% | #140 |
| 2025 | 1,213 | 681 | 14.0% | 6.49% | #154 |
What Toll Brothers Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fort Bend County | 198 | 119 | 29 | 14.6% |
| Denton County | 197 | 80 | 31 | 15.7% |
| Montgomery County | 172 | 126 | 12 | 7.0% |
| Williamson County | 146 | 77 | 22 | 15.1% |
| Collin County | 146 | 72 | 23 | 15.8% |
| Travis County | 111 | 61 | 19 | 17.1% |
| Comal County | 49 | 32 | 10 | 20.4% |
| Brazoria County | 49 | 34 | 4 | 8.2% |
| Harris County | 37 | 23 | 5 | 13.5% |
| Kendall County | 28 | 12 | 4 | 14.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,213 applications in 2025, of which 681 were originated and 170 denied.
14.0% of all applications, or 15.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Toll Brothers Mortgage originated in Texas in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology