The Washington Trust Company, of Westerly in New Hampshire vs the state
8.3%Denial rate-8.16 pts vs state
14.3%Decision denial rate-5.98 pts vs state
41.7%Origination rate-20.04 pts vs state
6.12%Median rate-0.70 pts vs state
-0.08Rate spread (pts)-0.31 pts vs state
$211kMedian applicant income
5Loans originated
1Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 21.4% | 6.13% | #203 |
| 2024 | 12 | 3 | 33.3% | 7.63% | #226 |
| 2025 | 12 | 5 | 8.3% | 6.12% | #237 |
What The Washington Trust Company, of Westerly lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most The Washington Trust Company, of Westerly applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 3 | 2 | 0 | 0.0% |
| Merrimack County | 3 | 1 | 0 | 0.0% |
| Grafton County | 2 | 1 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 0 | 0.0% |
| Strafford County | 1 | 0 | 0 | 0.0% |
| Belknap County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 12 applications in 2025, of which 5 were originated and 1 denied.
8.3% of all applications, or 14.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans The Washington Trust Company, of Westerly originated in New Hampshire in 2025 was 6.12%, against a statewide median of 6.82%.
About this data. Figures are The Washington Trust Company, of Westerly's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology