The Lowell Five Cent Savings Bank in New Hampshire vs the state
5.3%Denial rate-11.23 pts vs state
5.6%Decision denial rate-14.71 pts vs state
84.2%Origination rate+22.50 pts vs state
—Median rate
—Rate spread (pts)
$161kMedian applicant income
32Loans originated
2Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 34 | 6.3% | — | #112 |
| 2024 | 40 | 30 | 0.0% | — | #129 |
| 2025 | 38 | 32 | 5.3% | — | #146 |
What The Lowell Five Cent Savings Bank lends in New Hampshire
By loan purpose
By loan type
Where in New Hampshire
Counties with the most The Lowell Five Cent Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 21 | 17 | 2 | 9.5% |
| Rockingham County | 9 | 9 | 0 | 0.0% |
| Belknap County | 4 | 3 | 0 | 0.0% |
| Cheshire County | 2 | 2 | 0 | 0.0% |
| Grafton County | 1 | 0 | 0 | 0.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 38 applications in 2025, of which 32 were originated and 2 denied.
5.3% of all applications, or 5.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Lowell Five Cent Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology