The First National Bank of Jeanerette · Louisiana · 2025

The First National Bank of Jeanerette in Louisiana: approval rate, denial rate and rates (2025)

The First National Bank of Jeanerette took 219 mortgage applications in Louisiana in 2025, ranking #108 of 721 lenders active in the state. It originated 72.2% of them and denied 20.6% (21.4% of the applications it decided), against a statewide denial rate of 22.2%.

219Applicationsin LA
21.4%Decision denial ratestate 28.2%
Median ratestate 6.63%
$125,000Median loanstate $165,000
$38MVolume16 counties

The First National Bank of Jeanerette in Louisiana vs the state

20.6%Denial rate-1.62 pts vs state
21.4%Decision denial rate-6.72 pts vs state
72.2%Origination rate+20.18 pts vs state
Median rate
Rate spread (pts)
$97kMedian applicant income
158Loans originated
45Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231821526.0%#116
20241401119.3%#134
202521915820.6%#108

What The First National Bank of Jeanerette lends in Louisiana

By loan purpose

Home purchase 108 49% · 19.4% denied
Refinance 78 36% · 10.3% denied
Home improvement 10 5% · 30.0% denied
Other / HELOC 23 11% · 56.5% denied

By loan type

Conventional 219 100% · 20.6% denied

Why it denied Louisiana applicants

Debt-to-income ratio 23 51%
Credit history 16 36%
Collateral 3 7%
Other 2 4%
Insufficient cash 1 2%

Where in Louisiana

Counties with the most The First National Bank of Jeanerette applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lafayette Parish 64545 7.8%
St. Mary Parish 613815 24.6%
Iberia Parish 603721 35.0%
St. Martin Parish 861 12.5%
Orleans Parish 660 0.0%
Acadia Parish 440 0.0%
Lafourche Parish 330 0.0%
St. Landry Parish 330 0.0%
Vermilion Parish 220 0.0%
East Baton Rouge Parish 220 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 219 applications in 2025, of which 158 were originated and 45 denied.

20.6% of all applications, or 21.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The First National Bank of Jeanerette's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology