The Dime Bank in Pennsylvania vs the state
17.5%Denial rate-0.83 pts vs state
19.7%Decision denial rate-2.53 pts vs state
69.6%Origination rate+8.62 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
247Loans originated
62Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 332 | 243 | 13.9% | — | #190 |
| 2024 | 290 | 198 | 12.8% | — | #217 |
| 2025 | 355 | 247 | 17.5% | — | #210 |
What The Dime Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most The Dime Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 152 | 104 | 27 | 17.8% |
| Pike County | 104 | 68 | 20 | 19.2% |
| Lackawanna County | 79 | 60 | 10 | 12.7% |
| Susquehanna County | 7 | 4 | 3 | 42.9% |
| Monroe County | 6 | 4 | 2 | 33.3% |
| Luzerne County | 5 | 5 | 0 | 0.0% |
| Wyoming County | 1 | 1 | 0 | 0.0% |
| Lehigh County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 355 applications in 2025, of which 247 were originated and 62 denied.
17.5% of all applications, or 19.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Dime Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology