Texana Bank in Nevada vs the state
6.3%Denial rate-11.15 pts vs state
19.5%Decision denial rate-2.71 pts vs state
19.7%Origination rate-38.02 pts vs state
6.00%Median rate-0.63 pts vs state
-0.17Rate spread (pts)-0.46 pts vs state
$94kMedian applicant income
25Loans originated
8Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 0 | 33.9% | — | #175 |
| 2024 | 67 | 18 | 13.4% | 6.06% | #174 |
| 2025 | 127 | 25 | 6.3% | 6.00% | #131 |
What Texana Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 85 | 15 | 6 | 7.1% |
| Washoe County | 17 | 6 | 1 | 5.9% |
| Nye County | 10 | 1 | 1 | 10.0% |
| Lyon County | 6 | 0 | 0 | 0.0% |
| Elko County | 3 | 0 | 0 | 0.0% |
| Churchill County | 3 | 3 | 0 | 0.0% |
| Carson City | 2 | 0 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 127 applications in 2025, of which 25 were originated and 8 denied.
6.3% of all applications, or 19.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Texana Bank originated in Nevada in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology