T2 Financial in New Hampshire vs the state
9.1%Denial rate-7.40 pts vs state
9.8%Decision denial rate-10.47 pts vs state
81.8%Origination rate+20.11 pts vs state
6.63%Median rate-0.20 pts vs state
0.13Rate spread (pts)-0.11 pts vs state
$227kMedian applicant income
45Loans originated
5Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 6.94% | #294 |
| 2024 | 37 | 26 | 5.4% | 7.13% | #133 |
| 2025 | 55 | 45 | 9.1% | 6.63% | #114 |
What T2 Financial lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 45 | 38 | 3 | 6.7% |
| Grafton County | 2 | 0 | 1 | 50.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Rockingham County | 2 | 2 | 0 | 0.0% |
| Cheshire County | 2 | 1 | 1 | 50.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 55 applications in 2025, of which 45 were originated and 5 denied.
9.1% of all applications, or 9.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans T2 Financial originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology