Sun West Mortgage Company in Nevada vs the state
11.7%Denial rate-5.75 pts vs state
14.1%Decision denial rate-8.13 pts vs state
50.6%Origination rate-7.14 pts vs state
6.22%Median rate-0.41 pts vs state
0.06Rate spread (pts)-0.23 pts vs state
$112kMedian applicant income
134Loans originated
31Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 86 | 20.6% | 6.38% | #101 |
| 2024 | 173 | 108 | 10.4% | 6.38% | #108 |
| 2025 | 265 | 134 | 11.7% | 6.22% | #84 |
What Sun West Mortgage Company lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 223 | 115 | 24 | 10.8% |
| Washoe County | 12 | 6 | 2 | 16.7% |
| Nye County | 12 | 7 | 0 | 0.0% |
| Lyon County | 7 | 4 | 1 | 14.3% |
| Elko County | 3 | 1 | 2 | 66.7% |
| Carson City | 2 | 0 | 1 | 50.0% |
| Humboldt County | 2 | 0 | 0 | 0.0% |
| Churchill County | 1 | 1 | 0 | 0.0% |
| Pershing County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 265 applications in 2025, of which 134 were originated and 31 denied.
11.7% of all applications, or 14.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Sun West Mortgage Company originated in Nevada in 2025 was 6.22%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology