Strong Home Mortgage in Texas vs the state
8.3%Denial rate-11.10 pts vs state
16.2%Decision denial rate-8.68 pts vs state
42.6%Origination rate-12.29 pts vs state
6.13%Median rate-0.38 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$170kMedian applicant income
92Loans originated
18Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 103 | 8.5% | 6.13% | #368 |
| 2024 | 245 | 97 | 6.5% | 6.13% | #362 |
| 2025 | 216 | 92 | 8.3% | 6.13% | #404 |
What Strong Home Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 24 | 6 | 2 | 8.3% |
| Tarrant County | 24 | 10 | 5 | 20.8% |
| Denton County | 21 | 10 | 1 | 4.8% |
| Collin County | 20 | 9 | 0 | 0.0% |
| Fort Bend County | 15 | 8 | 0 | 0.0% |
| Dallas County | 14 | 6 | 1 | 7.1% |
| Williamson County | 12 | 6 | 1 | 8.3% |
| Travis County | 11 | 6 | 0 | 0.0% |
| Bexar County | 10 | 5 | 1 | 10.0% |
| Montgomery County | 8 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 216 applications in 2025, of which 92 were originated and 18 denied.
8.3% of all applications, or 16.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Strong Home Mortgage originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology