Stockton Mortgage · Louisiana · 2025

Stockton Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Stockton Mortgage took 13 mortgage applications in Louisiana in 2025, ranking #354 of 721 lenders active in the state. It originated 30.8% of them and denied 7.7% (20.0% of the applications it decided), against a statewide denial rate of 22.2%.

13Applicationsin LA
20.0%Decision denial ratestate 28.2%
6.50%Median ratestate 6.63%
$225,000Median loanstate $165,000
$760kVolume10 counties

Stockton Mortgage in Louisiana vs the state

7.7%Denial rate-14.48 pts vs state
20.0%Decision denial rate-8.15 pts vs state
30.8%Origination rate-21.20 pts vs state
6.50%Median rate-0.13 pts vs state
0.84Rate spread (pts)+0.48 pts vs state
$101kMedian applicant income
4Loans originated
1Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202358523.5%7.25%#222
2024452815.6%6.69%#245
20251347.7%6.50%#354

What Stockton Mortgage lends in Louisiana

By loan purpose

Home purchase 6 46% · 0.0% denied
Refinance 5 38% · 0.0% denied
Cash-out refinance 2 15% · 50.0% denied

By loan type

Conventional 3 23% · 33.3% denied
FHA 8 62% · 0.0% denied
VA 1 8% · 0.0% denied
USDA / RHS 1 8% · 0.0% denied

Why it denied Louisiana applicants

Insufficient cash 1 100%

Where in Louisiana

Counties with the most Stockton Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Beauregard Parish 210 0.0%
East Baton Rouge Parish 201 50.0%
Calcasieu Parish 210 0.0%
Lafayette Parish 100 0.0%
Morehouse Parish 110 0.0%
Jefferson Davis Parish 100 0.0%
Catahoula Parish 100 0.0%
Allen Parish 110 0.0%
Caddo Parish 100 0.0%
Union Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 13 applications in 2025, of which 4 were originated and 1 denied.

7.7% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Stockton Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology