Stg Mortgage in Colorado vs the state
4.4%Denial rate-11.21 pts vs state
6.6%Decision denial rate-13.10 pts vs state
55.8%Origination rate-4.22 pts vs state
6.38%Median rate-0.25 pts vs state
-0.05Rate spread (pts)-0.20 pts vs state
$174kMedian applicant income
101Loans originated
8Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 15 | 0.0% | 6.75% | #345 |
| 2024 | 74 | 41 | 5.4% | 6.63% | #258 |
| 2025 | 181 | 101 | 4.4% | 6.38% | #188 |
What Stg Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Stg Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 28 | 13 | 1 | 3.6% |
| Arapahoe County | 28 | 20 | 1 | 3.6% |
| Larimer County | 21 | 16 | 1 | 4.8% |
| Douglas County | 20 | 10 | 1 | 5.0% |
| El Paso County | 20 | 12 | 2 | 10.0% |
| Denver County | 16 | 5 | 0 | 0.0% |
| Adams County | 16 | 10 | 0 | 0.0% |
| Weld County | 9 | 4 | 1 | 11.1% |
| Grand County | 4 | 0 | 0 | 0.0% |
| Pueblo County | 3 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 181 applications in 2025, of which 101 were originated and 8 denied.
4.4% of all applications, or 6.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Stg Mortgage originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology