Silver State Schools Service Company in Nevada vs the state
26.1%Denial rate+8.61 pts vs state
27.8%Decision denial rate+5.58 pts vs state
67.7%Origination rate+9.98 pts vs state
5.99%Median rate-0.63 pts vs state
-0.39Rate spread (pts)-0.69 pts vs state
$116kMedian applicant income
574Loans originated
221Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 546 | 352 | 35.5% | 6.31% | #48 |
| 2024 | 597 | 361 | 19.9% | 4.99% | #47 |
| 2025 | 848 | 574 | 26.1% | 5.99% | #40 |
What Silver State Schools Service Company lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Silver State Schools Service Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 828 | 562 | 215 | 26.0% |
| Nye County | 6 | 4 | 2 | 33.3% |
| Washoe County | 6 | 4 | 1 | 16.7% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
| Storey County | 1 | 1 | 0 | 0.0% |
| Churchill County | 1 | 0 | 1 | 100.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 848 applications in 2025, of which 574 were originated and 221 denied.
26.1% of all applications, or 27.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Silver State Schools Service Company originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Silver State Schools Service Company's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology