Sfmc in Louisiana vs the state
2.2%Denial rate-19.97 pts vs state
2.4%Decision denial rate-25.74 pts vs state
80.2%Origination rate+28.25 pts vs state
6.75%Median rate+0.13 pts vs state
0.52Rate spread (pts)+0.16 pts vs state
$83kMedian applicant income
73Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 19 | 15 | 5.3% | 7.13% | #313 |
| 2025 | 91 | 73 | 2.2% | 6.75% | #187 |
What Sfmc lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Sfmc applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 44 | 35 | 2 | 4.5% |
| St. Landry Parish | 13 | 11 | 0 | 0.0% |
| Vermilion Parish | 6 | 4 | 0 | 0.0% |
| St. Martin Parish | 5 | 4 | 0 | 0.0% |
| Acadia Parish | 5 | 5 | 0 | 0.0% |
| Iberia Parish | 4 | 3 | 0 | 0.0% |
| Evangeline Parish | 3 | 2 | 0 | 0.0% |
| Rapides Parish | 2 | 1 | 0 | 0.0% |
| Livingston Parish | 1 | 1 | 0 | 0.0% |
| Sabine Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 91 applications in 2025, of which 73 were originated and 2 denied.
2.2% of all applications, or 2.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Sfmc originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sfmc's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology