Servion · Colorado · 2025

Servion in Colorado: approval rate, denial rate and rates (2025)

Servion took 29 mortgage applications in Colorado in 2025, ranking #371 of 1,114 lenders active in the state. It originated 72.4% of them and denied 3.5% (4.6% of the applications it decided), against a statewide denial rate of 15.6%.

29Applicationsin CO
4.6%Decision denial ratestate 19.7%
6.38%Median ratestate 6.63%
$425,000Median loanstate $325,000
$9.6MVolume13 counties

Servion in Colorado vs the state

3.5%Denial rate-12.18 pts vs state
4.6%Decision denial rate-15.11 pts vs state
72.4%Origination rate+12.39 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.02 pts vs state
$162kMedian applicant income
21Loans originated
1Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318150.0%6.63%#416
202430223.3%6.81%#356
202529213.5%6.38%#371

What Servion lends in Colorado

By loan purpose

Home purchase 17 59% · 0.0% denied
Refinance 3 10% · 0.0% denied
Cash-out refinance 9 31% · 11.1% denied

By loan type

Conventional 11 38% · 0.0% denied
FHA 7 24% · 0.0% denied
VA 11 38% · 9.1% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 100%

Where in Colorado

Counties with the most Servion applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Arapahoe County 660 0.0%
Douglas County 420 0.0%
Denver County 431 25.0%
Jefferson County 320 0.0%
Pueblo County 210 0.0%
Adams County 220 0.0%
Larimer County 210 0.0%
La Plata County 100 0.0%
Weld County 110 0.0%
Mesa County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 29 applications in 2025, of which 21 were originated and 1 denied.

3.5% of all applications, or 4.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Servion originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Servion's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology