Select Lending Services in Colorado vs the state
2.7%Denial rate-12.94 pts vs state
4.4%Decision denial rate-15.23 pts vs state
54.2%Origination rate-5.79 pts vs state
6.75%Median rate+0.13 pts vs state
0.14Rate spread (pts)-0.01 pts vs state
$176kMedian applicant income
141Loans originated
7Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 43 | 6.9% | 7.25% | #264 |
| 2024 | 169 | 109 | 3.6% | 6.99% | #173 |
| 2025 | 260 | 141 | 2.7% | 6.75% | #158 |
What Select Lending Services lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 91 | 52 | 1 | 1.1% |
| Douglas County | 40 | 18 | 0 | 0.0% |
| Denver County | 32 | 18 | 0 | 0.0% |
| Arapahoe County | 24 | 12 | 2 | 8.3% |
| Boulder County | 15 | 7 | 2 | 13.3% |
| Park County | 13 | 8 | 2 | 15.4% |
| Clear Creek County | 12 | 8 | 0 | 0.0% |
| Larimer County | 8 | 4 | 0 | 0.0% |
| Adams County | 8 | 3 | 0 | 0.0% |
| Weld County | 4 | 4 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 260 applications in 2025, of which 141 were originated and 7 denied.
2.7% of all applications, or 4.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Select Lending Services originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology