Selco Community in Washington vs the state
41.7%Denial rate+26.02 pts vs state
48.4%Decision denial rate+28.85 pts vs state
44.4%Origination rate-16.62 pts vs state
7.25%Median rate+0.63 pts vs state
0.00Rate spread (pts)-0.19 pts vs state
$132kMedian applicant income
16Loans originated
15Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 14 | 20.8% | 8.00% | #362 |
| 2024 | 37 | 10 | 51.4% | 8.25% | #312 |
| 2025 | 36 | 16 | 41.7% | 7.25% | #326 |
What Selco Community lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Selco Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 13 | 6 | 5 | 38.5% |
| Pierce County | 8 | 3 | 5 | 62.5% |
| King County | 7 | 4 | 2 | 28.6% |
| Klickitat County | 2 | 0 | 2 | 100.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
| Cowlitz County | 1 | 1 | 0 | 0.0% |
| Mason County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 36 applications in 2025, of which 16 were originated and 15 denied.
41.7% of all applications, or 48.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Selco Community originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Selco Community's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology