Ross Mortgage Company in New Hampshire vs the state
8.3%Denial rate-8.16 pts vs state
8.3%Decision denial rate-11.94 pts vs state
91.7%Origination rate+29.96 pts vs state
6.62%Median rate-0.20 pts vs state
0.31Rate spread (pts)+0.07 pts vs state
$175kMedian applicant income
11Loans originated
1Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 14.3% | 7.50% | #266 |
| 2024 | 13 | 10 | 0.0% | 7.13% | #222 |
| 2025 | 12 | 11 | 8.3% | 6.62% | #243 |
What Ross Mortgage Company lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Ross Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 5 | 4 | 1 | 20.0% |
| Rockingham County | 2 | 2 | 0 | 0.0% |
| Cheshire County | 2 | 2 | 0 | 0.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
| Merrimack County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 12 applications in 2025, of which 11 were originated and 1 denied.
8.3% of all applications, or 8.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Ross Mortgage Company originated in New Hampshire in 2025 was 6.62%, against a statewide median of 6.82%.
About this data. Figures are Ross Mortgage Company's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology