Rmc Home Mortgage in Ohio vs the state
5.4%Denial rate-12.30 pts vs state
7.1%Decision denial rate-14.82 pts vs state
70.1%Origination rate+10.22 pts vs state
5.88%Median rate-1.00 pts vs state
-0.14Rate spread (pts)-0.53 pts vs state
$120kMedian applicant income
338Loans originated
26Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 290 | 194 | 8.6% | 6.38% | #164 |
| 2024 | 421 | 316 | 3.3% | 6.13% | #138 |
| 2025 | 482 | 338 | 5.4% | 5.88% | #142 |
What Rmc Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Rmc Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 126 | 78 | 9 | 7.1% |
| Pickaway County | 95 | 70 | 4 | 4.2% |
| Licking County | 66 | 51 | 2 | 3.0% |
| Butler County | 54 | 42 | 2 | 3.7% |
| Hamilton County | 41 | 32 | 2 | 4.9% |
| Fairfield County | 35 | 18 | 3 | 8.6% |
| Logan County | 25 | 19 | 2 | 8.0% |
| Warren County | 22 | 17 | 0 | 0.0% |
| Clermont County | 14 | 9 | 2 | 14.3% |
| Mahoning County | 2 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 482 applications in 2025, of which 338 were originated and 26 denied.
5.4% of all applications, or 7.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Rmc Home Mortgage originated in Ohio in 2025 was 5.88%, against a statewide median of 6.88%.
About this data. Figures are Rmc Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology