Ranlife · Washington · 2025

Ranlife in Washington: approval rate, denial rate and rates (2025)

Ranlife took 27 mortgage applications in Washington in 2025, ranking #357 of 822 lenders active in the state. It originated 55.6% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

27Applicationsin WA
0.0%Decision denial ratestate 19.5%
6.44%Median ratestate 6.63%
$285,000Median loanstate $335,000
$4.7MVolume15 counties

Ranlife in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
55.6%Origination rate-5.50 pts vs state
6.44%Median rate-0.19 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$112kMedian applicant income
15Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023281210.7%6.81%#343
202419810.5%6.75%#383
202527150.0%6.44%#357

What Ranlife lends in Washington

By loan purpose

Home purchase 5 19% · 0.0% denied
Refinance 11 41% · 0.0% denied
Cash-out refinance 11 41% · 0.0% denied

By loan type

Conventional 9 33% · 0.0% denied
FHA 15 56% · 0.0% denied
VA 3 11% · 0.0% denied

Where in Washington

Counties with the most Ranlife applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 420 0.0%
Pierce County 330 0.0%
Klickitat County 320 0.0%
Kitsap County 220 0.0%
Spokane County 210 0.0%
Yakima County 220 0.0%
Grant County 200 0.0%
Mason County 210 0.0%
Lincoln County 100 0.0%
Cowlitz County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 27 applications in 2025, of which 15 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Ranlife originated in Washington in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are Ranlife's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology