Quorum Federal Credit Union in Colorado vs the state
30.4%Denial rate+14.72 pts vs state
32.0%Decision denial rate+12.31 pts vs state
47.5%Origination rate-12.55 pts vs state
8.63%Median rate+2.00 pts vs state
1.41Rate spread (pts)+1.26 pts vs state
$162kMedian applicant income
122Loans originated
78Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 31 | 50.0% | 10.50% | #241 |
| 2024 | 155 | 86 | 32.3% | 9.88% | #184 |
| 2025 | 257 | 122 | 30.4% | 8.63% | #160 |
What Quorum Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 37 | 17 | 12 | 32.4% |
| Arapahoe County | 34 | 21 | 11 | 32.4% |
| Jefferson County | 33 | 14 | 9 | 27.3% |
| El Paso County | 32 | 14 | 9 | 28.1% |
| Denver County | 31 | 13 | 7 | 22.6% |
| Adams County | 27 | 13 | 12 | 44.4% |
| Larimer County | 10 | 5 | 3 | 30.0% |
| Weld County | 8 | 4 | 4 | 50.0% |
| Mesa County | 8 | 2 | 2 | 25.0% |
| Boulder County | 6 | 3 | 1 | 16.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 257 applications in 2025, of which 122 were originated and 78 denied.
30.4% of all applications, or 32.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Quorum Federal Credit Union originated in Colorado in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology