Prosperity Home Mortgage in Washington vs the state
6.7%Denial rate-8.98 pts vs state
8.3%Decision denial rate-11.26 pts vs state
72.8%Origination rate+11.76 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.03 pts vs state
$148kMedian applicant income
142Loans originated
13Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 287 | 168 | 16.0% | 6.38% | #126 |
| 2024 | 233 | 159 | 7.7% | 6.00% | #157 |
| 2025 | 195 | 142 | 6.7% | 6.50% | #191 |
What Prosperity Home Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 79 | 62 | 5 | 6.3% |
| Pierce County | 35 | 25 | 3 | 8.6% |
| Clark County | 29 | 17 | 3 | 10.3% |
| Snohomish County | 17 | 16 | 0 | 0.0% |
| Thurston County | 10 | 5 | 1 | 10.0% |
| Cowlitz County | 6 | 4 | 0 | 0.0% |
| Skamania County | 3 | 2 | 0 | 0.0% |
| Mason County | 3 | 2 | 0 | 0.0% |
| Lewis County | 2 | 1 | 0 | 0.0% |
| Grant County | 2 | 1 | 1 | 50.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 195 applications in 2025, of which 142 were originated and 13 denied.
6.7% of all applications, or 8.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Prosperity Home Mortgage originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology