Primelending, a Plainscapital · Nevada · 2025

Primelending, a Plainscapital in Nevada: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 442 mortgage applications in Nevada in 2025, ranking #60 of 627 lenders active in the state. It originated 77.2% of them and denied 3.6% (4.1% of the applications it decided), against a statewide denial rate of 17.5%.

442Applicationsin NV
4.1%Decision denial ratestate 22.2%
6.49%Median ratestate 6.63%
$375,000Median loanstate $305,000
$131MVolume12 counties

Primelending, a Plainscapital in Nevada vs the state

3.6%Denial rate-13.83 pts vs state
4.1%Decision denial rate-18.14 pts vs state
77.2%Origination rate+19.44 pts vs state
6.49%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.12 pts vs state
$119kMedian applicant income
341Loans originated
16Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234082973.9%6.75%#59
20244412936.1%6.88%#52
20254423413.6%6.49%#60

What Primelending, a Plainscapital lends in Nevada

By loan purpose

Home purchase 304 69% · 2.3% denied
Refinance 73 17% · 4.1% denied
Cash-out refinance 49 11% · 12.2% denied
Home improvement 6 1% · 0.0% denied
Other / HELOC 10 2% · 0.0% denied

By loan type

Conventional 313 71% · 2.6% denied
FHA 73 17% · 4.1% denied
VA 51 12% · 5.9% denied
USDA / RHS 5 1% · 40.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 7 44%
Credit history 5 31%
Unverifiable information 2 13%
Incomplete application 1 6%
Collateral 1 6%

Where in Nevada

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washoe County 2251658 3.6%
Lyon County 61514 6.6%
Carson City 50480 0.0%
Clark County 46333 6.5%
Churchill County 33251 3.0%
Douglas County 18130 0.0%
Elko County 330 0.0%
Pershing County 220 0.0%
White Pine County 100 0.0%
Humboldt County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 442 applications in 2025, of which 341 were originated and 16 denied.

3.6% of all applications, or 4.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Primelending, a Plainscapital originated in Nevada in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology