Primelending, a Plainscapital in Colorado vs the state
3.7%Denial rate-11.97 pts vs state
4.2%Decision denial rate-15.49 pts vs state
78.1%Origination rate+18.05 pts vs state
6.50%Median rate-0.13 pts vs state
-0.05Rate spread (pts)-0.20 pts vs state
$153kMedian applicant income
299Loans originated
14Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 448 | 314 | 4.7% | 6.63% | #104 |
| 2024 | 372 | 300 | 3.0% | 6.63% | #115 |
| 2025 | 383 | 299 | 3.7% | 6.50% | #126 |
What Primelending, a Plainscapital lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 66 | 49 | 4 | 6.1% |
| Jefferson County | 53 | 42 | 3 | 5.7% |
| Denver County | 49 | 37 | 4 | 8.2% |
| Arapahoe County | 40 | 35 | 0 | 0.0% |
| Adams County | 33 | 27 | 0 | 0.0% |
| Weld County | 24 | 18 | 0 | 0.0% |
| El Paso County | 23 | 18 | 1 | 4.3% |
| Broomfield County | 20 | 18 | 0 | 0.0% |
| Larimer County | 13 | 10 | 0 | 0.0% |
| Mesa County | 11 | 10 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 383 applications in 2025, of which 299 were originated and 14 denied.
3.7% of all applications, or 4.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Primelending, a Plainscapital originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology