Primary Residential Mortgage in Washington vs the state
3.4%Denial rate-12.22 pts vs state
4.8%Decision denial rate-14.71 pts vs state
67.7%Origination rate+6.59 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.09 pts vs state
$120kMedian applicant income
138Loans originated
7Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 306 | 210 | 4.6% | 6.75% | #122 |
| 2024 | 194 | 143 | 5.7% | 6.63% | #172 |
| 2025 | 204 | 138 | 3.4% | 6.63% | #187 |
What Primary Residential Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 114 | 74 | 3 | 2.6% |
| Cowlitz County | 25 | 16 | 2 | 8.0% |
| King County | 15 | 11 | 0 | 0.0% |
| Pierce County | 10 | 8 | 0 | 0.0% |
| Benton County | 7 | 5 | 0 | 0.0% |
| Snohomish County | 6 | 5 | 0 | 0.0% |
| Kitsap County | 3 | 3 | 0 | 0.0% |
| Chelan County | 3 | 1 | 1 | 33.3% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Yakima County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 204 applications in 2025, of which 138 were originated and 7 denied.
3.4% of all applications, or 4.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Primary Residential Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology