PNC Bank in Louisiana vs the state
14.3%Denial rate-7.88 pts vs state
17.2%Decision denial rate-10.91 pts vs state
62.9%Origination rate+10.89 pts vs state
6.13%Median rate-0.50 pts vs state
0.04Rate spread (pts)-0.32 pts vs state
$174kMedian applicant income
22Loans originated
5Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 29 | 20.6% | 6.50% | #216 |
| 2024 | 46 | 24 | 17.4% | 6.50% | #244 |
| 2025 | 35 | 22 | 14.3% | 6.13% | #277 |
What PNC Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 9 | 7 | 0 | 0.0% |
| Caddo Parish | 3 | 0 | 2 | 66.7% |
| East Baton Rouge Parish | 3 | 3 | 0 | 0.0% |
| Orleans Parish | 2 | 1 | 0 | 0.0% |
| Jefferson Parish | 2 | 2 | 0 | 0.0% |
| Ascension Parish | 2 | 2 | 0 | 0.0% |
| St. Landry Parish | 2 | 0 | 0 | 0.0% |
| Lafayette Parish | 2 | 2 | 0 | 0.0% |
| Terrebonne Parish | 1 | 0 | 1 | 100.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 35 applications in 2025, of which 22 were originated and 5 denied.
14.3% of all applications, or 17.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans PNC Bank originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology