Plaza Home Mortgage in Washington vs the state
27.3%Denial rate+11.68 pts vs state
30.4%Decision denial rate+10.83 pts vs state
62.3%Origination rate+1.27 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)+0.03 pts vs state
$120kMedian applicant income
187Loans originated
82Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 57 | 9.7% | 6.88% | #209 |
| 2024 | 241 | 145 | 26.1% | 6.50% | #154 |
| 2025 | 300 | 187 | 27.3% | 6.38% | #147 |
What Plaza Home Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 58 | 35 | 18 | 31.0% |
| King County | 52 | 32 | 15 | 28.8% |
| Clark County | 43 | 28 | 11 | 25.6% |
| Snohomish County | 36 | 26 | 3 | 8.3% |
| Thurston County | 22 | 10 | 11 | 50.0% |
| Kitsap County | 12 | 9 | 2 | 16.7% |
| Lewis County | 9 | 5 | 4 | 44.4% |
| Mason County | 9 | 7 | 1 | 11.1% |
| Whatcom County | 8 | 6 | 1 | 12.5% |
| Cowlitz County | 8 | 6 | 2 | 25.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 300 applications in 2025, of which 187 were originated and 82 denied.
27.3% of all applications, or 30.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Plaza Home Mortgage originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology