Plaza Home Mortgage in Nevada vs the state
33.8%Denial rate+16.34 pts vs state
37.4%Decision denial rate+15.18 pts vs state
55.9%Origination rate-1.85 pts vs state
6.38%Median rate-0.25 pts vs state
0.17Rate spread (pts)-0.12 pts vs state
$104kMedian applicant income
81Loans originated
49Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 27 | 17.0% | 6.82% | #184 |
| 2024 | 148 | 85 | 28.4% | 7.50% | #118 |
| 2025 | 145 | 81 | 33.8% | 6.38% | #122 |
What Plaza Home Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 108 | 57 | 37 | 34.3% |
| Washoe County | 15 | 10 | 5 | 33.3% |
| Elko County | 11 | 7 | 4 | 36.4% |
| Nye County | 3 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Lyon County | 2 | 2 | 0 | 0.0% |
| Lander County | 2 | 0 | 2 | 100.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 145 applications in 2025, of which 81 were originated and 49 denied.
33.8% of all applications, or 37.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Plaza Home Mortgage originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology