Planet Home Lending · New Hampshire · 2025

Planet Home Lending in New Hampshire: approval rate, denial rate and rates (2025)

Planet Home Lending took 28 mortgage applications in New Hampshire in 2025, ranking #167 of 535 lenders active in the state. It originated 82.1% of them and denied 7.1% (7.7% of the applications it decided), against a statewide denial rate of 16.5%.

28Applicationsin NH
7.7%Decision denial ratestate 20.3%
5.75%Median ratestate 6.82%
$395,000Median loanstate $265,000
$8.8MVolume8 counties

Planet Home Lending in New Hampshire vs the state

7.1%Denial rate-9.35 pts vs state
7.7%Decision denial rate-12.58 pts vs state
82.1%Origination rate+20.43 pts vs state
5.75%Median rate-1.07 pts vs state
-0.32Rate spread (pts)-0.56 pts vs state
$85kMedian applicant income
23Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239811.1%6.19%#238
2024201515.0%5.99%#190
202528237.1%5.75%#167

What Planet Home Lending lends in New Hampshire

By loan purpose

Home purchase 1 4% · 0.0% denied
Refinance 20 71% · 5.0% denied
Cash-out refinance 5 18% · 20.0% denied
Home improvement 1 4% · 0.0% denied
Other / HELOC 1 4% · 0.0% denied

By loan type

Conventional 1 4% · 0.0% denied
FHA 12 43% · 0.0% denied
VA 15 54% · 13.3% denied

Why it denied New Hampshire applicants

Collateral 1 50%
Incomplete application 1 50%

Where in New Hampshire

Counties with the most Planet Home Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 980 0.0%
Rockingham County 862 25.0%
Strafford County 330 0.0%
Sullivan County 220 0.0%
Belknap County 220 0.0%
Merrimack County 210 0.0%
Carroll County 110 0.0%
Cheshire County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 28 applications in 2025, of which 23 were originated and 2 denied.

7.1% of all applications, or 7.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Planet Home Lending originated in New Hampshire in 2025 was 5.75%, against a statewide median of 6.82%.

About this data. Figures are Planet Home Lending's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology