Plains Commerce Bank in Nevada vs the state
7.4%Denial rate-10.04 pts vs state
10.8%Decision denial rate-11.38 pts vs state
60.6%Origination rate+2.90 pts vs state
6.38%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.15 pts vs state
$135kMedian applicant income
180Loans originated
22Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 92 | 1.3% | 6.63% | #103 |
| 2024 | 381 | 230 | 1.3% | 6.50% | #59 |
| 2025 | 297 | 180 | 7.4% | 6.38% | #76 |
What Plains Commerce Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 187 | 112 | 16 | 8.6% |
| Washoe County | 72 | 48 | 4 | 5.6% |
| Churchill County | 14 | 7 | 2 | 14.3% |
| Lyon County | 12 | 7 | 0 | 0.0% |
| Carson City | 4 | 1 | 0 | 0.0% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Nye County | 2 | 1 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Humboldt County | 1 | 0 | 0 | 0.0% |
| Storey County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 297 applications in 2025, of which 180 were originated and 22 denied.
7.4% of all applications, or 10.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Plains Commerce Bank originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology