PHH Mortgage in Nevada vs the state
5.0%Denial rate-12.45 pts vs state
10.6%Decision denial rate-11.66 pts vs state
41.5%Origination rate-16.24 pts vs state
5.99%Median rate-0.63 pts vs state
-0.02Rate spread (pts)-0.31 pts vs state
$77kMedian applicant income
141Loans originated
17Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 142 | 71 | 24.7% | 7.04% | #106 |
| 2024 | 278 | 98 | 9.0% | 6.13% | #78 |
| 2025 | 340 | 141 | 5.0% | 5.99% | #70 |
What PHH Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most PHH Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 262 | 106 | 12 | 4.6% |
| Washoe County | 37 | 17 | 2 | 5.4% |
| Nye County | 15 | 5 | 1 | 6.7% |
| Lyon County | 7 | 5 | 0 | 0.0% |
| Churchill County | 5 | 1 | 1 | 20.0% |
| Douglas County | 4 | 3 | 0 | 0.0% |
| Humboldt County | 3 | 1 | 0 | 0.0% |
| Carson City | 3 | 2 | 0 | 0.0% |
| Storey County | 2 | 1 | 0 | 0.0% |
| Elko County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 340 applications in 2025, of which 141 were originated and 17 denied.
5.0% of all applications, or 10.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans PHH Mortgage originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are PHH Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology