Pentagon Federal Credit Union in Nevada vs the state
26.6%Denial rate+9.19 pts vs state
35.5%Decision denial rate+13.31 pts vs state
47.0%Origination rate-10.67 pts vs state
7.63%Median rate+1.00 pts vs state
0.44Rate spread (pts)+0.14 pts vs state
$158kMedian applicant income
143Loans originated
81Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 430 | 169 | 37.7% | 8.25% | #54 |
| 2024 | 385 | 149 | 41.3% | 8.88% | #57 |
| 2025 | 304 | 143 | 26.6% | 7.63% | #74 |
What Pentagon Federal Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 237 | 108 | 69 | 29.1% |
| Washoe County | 44 | 24 | 6 | 13.6% |
| Douglas County | 7 | 5 | 0 | 0.0% |
| Carson City | 5 | 2 | 1 | 20.0% |
| Nye County | 5 | 1 | 3 | 60.0% |
| Churchill County | 2 | 0 | 1 | 50.0% |
| Lyon County | 1 | 1 | 0 | 0.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
| Mineral County | 1 | 0 | 1 | 100.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 304 applications in 2025, of which 143 were originated and 81 denied.
26.6% of all applications, or 35.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Pentagon Federal Credit Union originated in Nevada in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology