Panorama Mortgage Group · Wisconsin · 2025

Panorama Mortgage Group in Wisconsin: approval rate, denial rate and rates (2025)

Panorama Mortgage Group took 46 mortgage applications in Wisconsin in 2025, ranking #338 of 938 lenders active in the state. It originated 41.3% of them and denied 4.4% (9.5% of the applications it decided), against a statewide denial rate of 14.0%.

46Applicationsin WI
9.5%Decision denial ratestate 16.4%
7.00%Median ratestate 6.63%
$225,000Median loanstate $165,000
$3.8MVolume9 counties

Panorama Mortgage Group in Wisconsin vs the state

4.4%Denial rate-9.66 pts vs state
9.5%Decision denial rate-6.84 pts vs state
41.3%Origination rate-26.85 pts vs state
7.00%Median rate+0.37 pts vs state
0.44Rate spread (pts)+0.32 pts vs state
$74kMedian applicant income
19Loans originated
2Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024870.0%7.13%#500
202546194.4%7.00%#338

What Panorama Mortgage Group lends in Wisconsin

By loan purpose

Home purchase 37 80% · 5.4% denied
Refinance 6 13% · 0.0% denied
Cash-out refinance 3 7% · 0.0% denied

By loan type

Conventional 22 48% · 0.0% denied
FHA 24 52% · 8.3% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 2 100%

Where in Wisconsin

Counties with the most Panorama Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 24112 8.3%
Racine County 1240 0.0%
Kenosha County 200 0.0%
Waukesha County 210 0.0%
Winnebago County 200 0.0%
Columbia County 110 0.0%
Walworth County 110 0.0%
Washburn County 100 0.0%
Vernon County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 46 applications in 2025, of which 19 were originated and 2 denied.

4.4% of all applications, or 9.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Panorama Mortgage Group originated in Wisconsin in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology