OriginPoint in Washington vs the state
2.8%Denial rate-12.86 pts vs state
4.0%Decision denial rate-15.59 pts vs state
67.4%Origination rate+6.33 pts vs state
6.58%Median rate-0.05 pts vs state
0.17Rate spread (pts)-0.02 pts vs state
$211kMedian applicant income
895Loans originated
37Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 582 | 381 | 4.1% | 6.63% | #84 |
| 2024 | 936 | 613 | 2.5% | 6.85% | #59 |
| 2025 | 1,328 | 895 | 2.8% | 6.58% | #48 |
What OriginPoint lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most OriginPoint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 855 | 580 | 23 | 2.7% |
| Snohomish County | 188 | 126 | 3 | 1.6% |
| Pierce County | 110 | 67 | 4 | 3.6% |
| Kitsap County | 43 | 30 | 0 | 0.0% |
| Whatcom County | 24 | 16 | 0 | 0.0% |
| Island County | 19 | 14 | 1 | 5.3% |
| Skagit County | 17 | 11 | 1 | 5.9% |
| Thurston County | 13 | 10 | 1 | 7.7% |
| Kittitas County | 13 | 9 | 0 | 0.0% |
| Mason County | 10 | 8 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,328 applications in 2025, of which 895 were originated and 37 denied.
2.8% of all applications, or 4.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans OriginPoint originated in Washington in 2025 was 6.58%, against a statewide median of 6.63%.
About this data. Figures are OriginPoint's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology