OriginPoint in Colorado vs the state
4.4%Denial rate-11.24 pts vs state
6.4%Decision denial rate-13.30 pts vs state
64.7%Origination rate+4.68 pts vs state
6.38%Median rate-0.25 pts vs state
0.17Rate spread (pts)+0.02 pts vs state
$161kMedian applicant income
383Loans originated
26Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 90 | 4.6% | 7.00% | #191 |
| 2024 | 294 | 197 | 4.1% | 6.65% | #131 |
| 2025 | 592 | 383 | 4.4% | 6.38% | #94 |
What OriginPoint lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most OriginPoint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 116 | 74 | 8 | 6.9% |
| Jefferson County | 91 | 53 | 4 | 4.4% |
| Douglas County | 87 | 60 | 3 | 3.4% |
| Arapahoe County | 82 | 56 | 3 | 3.7% |
| Adams County | 31 | 19 | 0 | 0.0% |
| Grand County | 26 | 18 | 0 | 0.0% |
| Boulder County | 22 | 14 | 1 | 4.5% |
| Routt County | 18 | 10 | 1 | 5.6% |
| Broomfield County | 16 | 13 | 2 | 12.5% |
| Summit County | 14 | 6 | 1 | 7.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 592 applications in 2025, of which 383 were originated and 26 denied.
4.4% of all applications, or 6.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans OriginPoint originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are OriginPoint's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology