One Nevada Credit Union in Nevada vs the state
44.7%Denial rate+27.24 pts vs state
56.2%Decision denial rate+34.00 pts vs state
34.8%Origination rate-22.91 pts vs state
6.88%Median rate+0.25 pts vs state
0.21Rate spread (pts)-0.08 pts vs state
$103kMedian applicant income
387Loans originated
497Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,244 | 460 | 47.0% | 6.00% | #19 |
| 2024 | 1,162 | 408 | 46.6% | 6.75% | #28 |
| 2025 | 1,112 | 387 | 44.7% | 6.88% | #29 |
What One Nevada Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most One Nevada Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 992 | 351 | 436 | 44.0% |
| Washoe County | 90 | 29 | 40 | 44.4% |
| Nye County | 18 | 3 | 14 | 77.8% |
| Lyon County | 4 | 2 | 2 | 50.0% |
| Carson City | 3 | 1 | 1 | 33.3% |
| Churchill County | 2 | 0 | 2 | 100.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Mineral County | 1 | 1 | 0 | 0.0% |
| Pershing County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,112 applications in 2025, of which 387 were originated and 497 denied.
44.7% of all applications, or 56.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans One Nevada Credit Union originated in Nevada in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are One Nevada Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology