Oceanside Mortgage · Louisiana · 2025

Oceanside Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Oceanside Mortgage took 16 mortgage applications in Louisiana in 2025, ranking #331 of 721 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.2%.

16Applicationsin LA
0.0%Decision denial ratestate 28.2%
6.06%Median ratestate 6.63%
$195,000Median loanstate $165,000
$2.9MVolume11 counties

Oceanside Mortgage in Louisiana vs the state

0.0%Denial rate-22.17 pts vs state
0.0%Decision denial rate-28.15 pts vs state
87.5%Origination rate+35.53 pts vs state
6.06%Median rate-0.56 pts vs state
Rate spread (pts)
Median applicant income
14Loans originated
0Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024830.0%6.38%#396
202516140.0%6.06%#331

What Oceanside Mortgage lends in Louisiana

By loan purpose

Refinance 16 100% · 0.0% denied

By loan type

FHA 16 100% · 0.0% denied

Where in Louisiana

Counties with the most Oceanside Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 430 0.0%
St. Tammany Parish 220 0.0%
Lafayette Parish 220 0.0%
Ascension Parish 100 0.0%
Ouachita Parish 110 0.0%
De Soto Parish 110 0.0%
Beauregard Parish 110 0.0%
Iberville Parish 110 0.0%
Acadia Parish 110 0.0%
Rapides Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 16 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Oceanside Mortgage originated in Louisiana in 2025 was 6.06%, against a statewide median of 6.63%.

About this data. Figures are Oceanside Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology