Nqm Funding in Texas vs the state
22.2%Denial rate+2.79 pts vs state
25.6%Decision denial rate+0.69 pts vs state
52.7%Origination rate-2.21 pts vs state
7.50%Median rate+1.00 pts vs state
1.14Rate spread (pts)+0.94 pts vs state
$162kMedian applicant income
128Loans originated
54Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 182 | 112 | 13.7% | 8.50% | #423 |
| 2024 | 207 | 137 | 10.6% | 8.00% | #394 |
| 2025 | 243 | 128 | 22.2% | 7.50% | #380 |
What Nqm Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 44 | 18 | 11 | 25.0% |
| Dallas County | 30 | 19 | 5 | 16.7% |
| Collin County | 24 | 17 | 2 | 8.3% |
| Denton County | 18 | 8 | 4 | 22.2% |
| Montgomery County | 15 | 8 | 3 | 20.0% |
| Fort Bend County | 13 | 6 | 3 | 23.1% |
| Bexar County | 12 | 9 | 2 | 16.7% |
| Travis County | 9 | 6 | 1 | 11.1% |
| Tarrant County | 9 | 3 | 3 | 33.3% |
| Bell County | 8 | 6 | 2 | 25.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 243 applications in 2025, of which 128 were originated and 54 denied.
22.2% of all applications, or 25.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Nqm Funding originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology