Nqm Funding in Colorado vs the state
10.7%Denial rate-4.92 pts vs state
12.0%Decision denial rate-7.66 pts vs state
57.1%Origination rate-2.88 pts vs state
7.25%Median rate+0.62 pts vs state
0.83Rate spread (pts)+0.67 pts vs state
$179kMedian applicant income
16Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 30 | 11.1% | 8.00% | #279 |
| 2024 | 38 | 26 | 15.8% | 8.12% | #326 |
| 2025 | 28 | 16 | 10.7% | 7.25% | #376 |
What Nqm Funding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 6 | 1 | 2 | 33.3% |
| Denver County | 4 | 1 | 1 | 25.0% |
| Adams County | 4 | 4 | 0 | 0.0% |
| Douglas County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Elbert County | 1 | 1 | 0 | 0.0% |
| Routt County | 1 | 0 | 0 | 0.0% |
| Boulder County | 1 | 1 | 0 | 0.0% |
| Gunnison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 28 applications in 2025, of which 16 were originated and 3 denied.
10.7% of all applications, or 12.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Nqm Funding originated in Colorado in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology