Nexera Holding in Texas vs the state
11.5%Denial rate-7.94 pts vs state
19.1%Decision denial rate-5.77 pts vs state
47.5%Origination rate-7.40 pts vs state
7.38%Median rate+0.88 pts vs state
1.06Rate spread (pts)+0.87 pts vs state
$267kMedian applicant income
566Loans originated
137Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 774 | 352 | 5.2% | 8.63% | #191 |
| 2024 | 1,024 | 559 | 6.3% | 7.88% | #161 |
| 2025 | 1,192 | 566 | 11.5% | 7.38% | #156 |
What Nexera Holding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 210 | 108 | 30 | 14.3% |
| Dallas County | 111 | 49 | 14 | 12.6% |
| Travis County | 108 | 52 | 10 | 9.3% |
| Tarrant County | 95 | 42 | 12 | 12.6% |
| Bexar County | 66 | 32 | 10 | 15.2% |
| Collin County | 61 | 31 | 8 | 13.1% |
| Fort Bend County | 57 | 26 | 4 | 7.0% |
| Denton County | 50 | 22 | 3 | 6.0% |
| Montgomery County | 40 | 20 | 3 | 7.5% |
| Williamson County | 35 | 22 | 2 | 5.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,192 applications in 2025, of which 566 were originated and 137 denied.
11.5% of all applications, or 19.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Nexera Holding originated in Texas in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology