Nexera Holding in Louisiana vs the state
7.4%Denial rate-14.82 pts vs state
12.2%Decision denial rate-15.95 pts vs state
51.5%Origination rate-0.50 pts vs state
7.50%Median rate+0.88 pts vs state
0.76Rate spread (pts)+0.40 pts vs state
$180kMedian applicant income
35Loans originated
5Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 10 | 0.0% | 9.13% | #305 |
| 2024 | 62 | 43 | 4.8% | 7.75% | #211 |
| 2025 | 68 | 35 | 7.4% | 7.50% | #218 |
What Nexera Holding lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 16 | 5 | 2 | 12.5% |
| Jefferson Parish | 14 | 7 | 0 | 0.0% |
| Lafayette Parish | 8 | 6 | 0 | 0.0% |
| East Baton Rouge Parish | 7 | 5 | 0 | 0.0% |
| Plaquemines Parish | 3 | 3 | 0 | 0.0% |
| St. Charles Parish | 3 | 1 | 0 | 0.0% |
| Tensas Parish | 3 | 2 | 0 | 0.0% |
| St. Tammany Parish | 3 | 1 | 2 | 66.7% |
| Iberia Parish | 2 | 2 | 0 | 0.0% |
| Caddo Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 68 applications in 2025, of which 35 were originated and 5 denied.
7.4% of all applications, or 12.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Nexera Holding originated in Louisiana in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology