Nexera Holding in Kansas vs the state
16.2%Denial rate+1.19 pts vs state
27.3%Decision denial rate+8.99 pts vs state
43.2%Origination rate-20.58 pts vs state
7.13%Median rate+0.50 pts vs state
0.96Rate spread (pts)+0.66 pts vs state
$136kMedian applicant income
16Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 8 | 6.7% | 8.56% | #296 |
| 2024 | 28 | 17 | 7.1% | 8.00% | #253 |
| 2025 | 37 | 16 | 16.2% | 7.13% | #254 |
What Nexera Holding lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 10 | 6 | 4 | 40.0% |
| Wyandotte County | 9 | 1 | 0 | 0.0% |
| Sedgwick County | 6 | 3 | 1 | 16.7% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Shawnee County | 2 | 0 | 0 | 0.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Harvey County | 1 | 1 | 0 | 0.0% |
| Cowley County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 37 applications in 2025, of which 16 were originated and 6 denied.
16.2% of all applications, or 27.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Nexera Holding originated in Kansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology