Nexera Holding in Colorado vs the state
7.4%Denial rate-8.26 pts vs state
11.9%Decision denial rate-7.81 pts vs state
54.8%Origination rate-5.18 pts vs state
7.13%Median rate+0.50 pts vs state
0.91Rate spread (pts)+0.76 pts vs state
$202kMedian applicant income
119Loans originated
16Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 45 | 8.3% | 8.38% | #196 |
| 2024 | 227 | 136 | 2.6% | 7.50% | #154 |
| 2025 | 217 | 119 | 7.4% | 7.13% | #175 |
What Nexera Holding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 33 | 16 | 5 | 15.2% |
| Jefferson County | 31 | 19 | 1 | 3.2% |
| Arapahoe County | 21 | 16 | 2 | 9.5% |
| Douglas County | 21 | 13 | 0 | 0.0% |
| Adams County | 20 | 8 | 1 | 5.0% |
| El Paso County | 18 | 11 | 1 | 5.6% |
| Larimer County | 11 | 7 | 0 | 0.0% |
| Boulder County | 10 | 7 | 1 | 10.0% |
| Summit County | 8 | 4 | 1 | 12.5% |
| Eagle County | 5 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 217 applications in 2025, of which 119 were originated and 16 denied.
7.4% of all applications, or 11.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Nexera Holding originated in Colorado in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology