Network Funding in Texas vs the state
11.2%Denial rate-8.27 pts vs state
14.7%Decision denial rate-10.23 pts vs state
58.7%Origination rate+3.79 pts vs state
6.62%Median rate+0.12 pts vs state
0.29Rate spread (pts)+0.10 pts vs state
$127kMedian applicant income
2,019Loans originated
384Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,645 | 2,047 | 11.3% | 6.75% | #51 |
| 2024 | 3,732 | 2,123 | 12.3% | 6.63% | #50 |
| 2025 | 3,441 | 2,019 | 11.2% | 6.62% | #54 |
What Network Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Network Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 787 | 476 | 71 | 9.0% |
| Galveston County | 219 | 153 | 10 | 4.6% |
| Tarrant County | 210 | 93 | 51 | 24.3% |
| Dallas County | 208 | 72 | 41 | 19.7% |
| Travis County | 205 | 143 | 11 | 5.4% |
| Fort Bend County | 202 | 122 | 17 | 8.4% |
| Bexar County | 188 | 122 | 8 | 4.3% |
| Montgomery County | 136 | 89 | 14 | 10.3% |
| Collin County | 128 | 61 | 19 | 14.8% |
| Williamson County | 121 | 92 | 9 | 7.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 3,441 applications in 2025, of which 2,019 were originated and 384 denied.
11.2% of all applications, or 14.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Network Funding originated in Texas in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Network Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology