Network Capital Funding in Texas vs the state
17.1%Denial rate-2.34 pts vs state
57.9%Decision denial rate+32.97 pts vs state
12.0%Origination rate-42.89 pts vs state
6.69%Median rate+0.19 pts vs state
0.39Rate spread (pts)+0.20 pts vs state
$112kMedian applicant income
80Loans originated
114Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,756 | 53 | 40.3% | 6.63% | #96 |
| 2024 | 1,500 | 110 | 14.7% | 6.94% | #119 |
| 2025 | 667 | 80 | 17.1% | 6.69% | #215 |
What Network Capital Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 106 | 11 | 20 | 18.9% |
| Collin County | 53 | 3 | 9 | 17.0% |
| Tarrant County | 43 | 5 | 8 | 18.6% |
| Bexar County | 40 | 9 | 7 | 17.5% |
| Dallas County | 35 | 4 | 7 | 20.0% |
| Denton County | 28 | 1 | 6 | 21.4% |
| Travis County | 26 | 4 | 5 | 19.2% |
| Montgomery County | 22 | 3 | 2 | 9.1% |
| Fort Bend County | 22 | 4 | 5 | 22.7% |
| El Paso County | 20 | 4 | 2 | 10.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 667 applications in 2025, of which 80 were originated and 114 denied.
17.1% of all applications, or 57.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Network Capital Funding originated in Texas in 2025 was 6.69%, against a statewide median of 6.50%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology