Network Capital Funding in Colorado vs the state
10.9%Denial rate-4.76 pts vs state
50.0%Decision denial rate+30.34 pts vs state
8.7%Origination rate-51.32 pts vs state
6.19%Median rate-0.44 pts vs state
-0.21Rate spread (pts)-0.36 pts vs state
$94kMedian applicant income
4Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 283 | 19 | 30.7% | 6.00% | #133 |
| 2024 | 161 | 19 | 16.2% | 6.25% | #179 |
| 2025 | 46 | 4 | 10.9% | 6.19% | #311 |
What Network Capital Funding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Plata County | 6 | 0 | 0 | 0.0% |
| El Paso County | 6 | 1 | 2 | 33.3% |
| Arapahoe County | 5 | 0 | 0 | 0.0% |
| Adams County | 4 | 0 | 0 | 0.0% |
| Douglas County | 4 | 1 | 1 | 25.0% |
| Denver County | 3 | 0 | 0 | 0.0% |
| Mesa County | 3 | 0 | 0 | 0.0% |
| Larimer County | 2 | 0 | 0 | 0.0% |
| Summit County | 2 | 1 | 0 | 0.0% |
| Pueblo County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 46 applications in 2025, of which 4 were originated and 5 denied.
10.9% of all applications, or 50.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Network Capital Funding originated in Colorado in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology