Neighborhood Loans in Wisconsin vs the state
72.7%Denial rate+58.72 pts vs state
84.2%Decision denial rate+67.85 pts vs state
0.0%Origination rate-68.15 pts vs state
—Median rate
—Rate spread (pts)
$80kMedian applicant income
0Loans originated
16Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 21 | 24.2% | 7.38% | #339 |
| 2024 | 50 | 32 | 18.0% | 7.13% | #313 |
| 2025 | 22 | 0 | 72.7% | — | #413 |
What Neighborhood Loans lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walworth County | 11 | 0 | 9 | 81.8% |
| Milwaukee County | 3 | 0 | 0 | 0.0% |
| Brown County | 2 | 0 | 2 | 100.0% |
| Racine County | 2 | 0 | 1 | 50.0% |
| Kenosha County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
| Dane County | 1 | 0 | 1 | 100.0% |
| St. Croix County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 22 applications in 2025, of which 0 were originated and 16 denied.
72.7% of all applications, or 84.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology