Neighborhood Loans in Pennsylvania vs the state
77.8%Denial rate+59.49 pts vs state
100.0%Decision denial rate+77.79 pts vs state
0.0%Origination rate-60.96 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
0Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 24 | 15.6% | 7.31% | #535 |
| 2024 | 38 | 24 | 26.3% | 6.75% | #519 |
| 2025 | 9 | 0 | 77.8% | — | #705 |
What Neighborhood Loans lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 2 | 0 | 1 | 50.0% |
| Franklin County | 2 | 0 | 2 | 100.0% |
| Allegheny County | 1 | 0 | 0 | 0.0% |
| Philadelphia County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
| Bucks County | 1 | 0 | 1 | 100.0% |
| Chester County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 9 applications in 2025, of which 0 were originated and 7 denied.
77.8% of all applications, or 100.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology