NBKC Bank in Wisconsin vs the state
10.1%Denial rate-3.94 pts vs state
13.9%Decision denial rate-2.50 pts vs state
61.9%Origination rate-6.28 pts vs state
6.13%Median rate-0.50 pts vs state
-0.14Rate spread (pts)-0.26 pts vs state
$143kMedian applicant income
86Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 55 | 10.5% | 6.50% | #238 |
| 2024 | 145 | 84 | 14.5% | 6.50% | #178 |
| 2025 | 139 | 86 | 10.1% | 6.13% | #216 |
What NBKC Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 23 | 14 | 2 | 8.7% |
| Milwaukee County | 22 | 17 | 4 | 18.2% |
| Dane County | 15 | 10 | 0 | 0.0% |
| Ozaukee County | 7 | 3 | 2 | 28.6% |
| Washington County | 6 | 4 | 1 | 16.7% |
| St. Croix County | 6 | 5 | 0 | 0.0% |
| Manitowoc County | 6 | 3 | 2 | 33.3% |
| Brown County | 5 | 2 | 1 | 20.0% |
| Outagamie County | 5 | 4 | 1 | 20.0% |
| Jefferson County | 4 | 4 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 139 applications in 2025, of which 86 were originated and 14 denied.
10.1% of all applications, or 13.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans NBKC Bank originated in Wisconsin in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology