Nationstar Mortgage in Colorado vs the state
13.9%Denial rate-1.72 pts vs state
16.7%Decision denial rate-2.92 pts vs state
67.1%Origination rate+7.10 pts vs state
8.38%Median rate+1.75 pts vs state
2.77Rate spread (pts)+2.62 pts vs state
$116kMedian applicant income
1,221Loans originated
253Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 859 | 566 | 13.5% | 6.49% | #67 |
| 2024 | 1,550 | 1,051 | 12.3% | 8.63% | #41 |
| 2025 | 1,819 | 1,221 | 13.9% | 8.38% | #33 |
What Nationstar Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 217 | 149 | 27 | 12.4% |
| Jefferson County | 203 | 131 | 25 | 12.3% |
| Arapahoe County | 200 | 135 | 30 | 15.0% |
| Adams County | 182 | 129 | 21 | 11.5% |
| Douglas County | 140 | 95 | 13 | 9.3% |
| Weld County | 138 | 104 | 18 | 13.0% |
| Denver County | 137 | 89 | 24 | 17.5% |
| Larimer County | 110 | 80 | 11 | 10.0% |
| Mesa County | 96 | 71 | 13 | 13.5% |
| Pueblo County | 51 | 32 | 8 | 15.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,819 applications in 2025, of which 1,221 were originated and 253 denied.
13.9% of all applications, or 16.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Nationstar Mortgage originated in Colorado in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology